Citizens Financial is
"The Badges Broker"

We serve all Californians but have a unique focus on working with Public Servants - Peace Officers, Firefighters, Educators, and Healthcare Professionals.

We have access to the most-competive rates for Home Loans and provide exceptional personal service.

Review our loan programs Get Pre-approved now
The Badges Broker

Citizens Financial is a focused local mortgage company offering financial advice and management to Homeowners.

Purchase Home Loan Options

As you're looking to purchase property, we can help guide you through - that’s where Citizens Financial comes in.

Calculate a lower mortgage rate & payment

Refinance Loan Options

We assist you to achieve growth by carefully planning a financial plan.

Take the first step by getting pre-approved

Working with Citizens Financial

We help make home loans simple.

Start the conversation

We’ll connect you with your dedicated loan officer who will review your options and help you throughout the process.

Learn more
Apply for a Loan

Once you're connected with your dedicated loan officer, we will work with you to align your purchase/refinance goals with the appropriate product.

Get pre-approved
Welcome Home

We will work with you from start to finish. From the initial conversation, Pre-approval, and finding the appropriate program, through close of the transaction and opening the doors to your new home.


Reach higher

Citizens Financial provides mortgages with a personal attentiveness only a niche broker can provide.

Have an Loan Officer contact me

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