Citizens Financial is
"The Badges Broker"
We serve all Californians and have a unique focus on working with Public Safety and Peace Officers, Firefighters, and Educators.
Learn about our Loan Programs Get Pre-approved nowWorking with Citizens Financial
What to expect after contacting our team
Start the conversation
We’ll connect you with your dedicated loan officer who will review your options and help you throughout the process.
Learn moreApply for a Loan
Once you're connected with your dedicated loan officer, we will work with you to align your purchase/refinance goals with the appropriate product.
Get pre-approvedWelcome Home
We will work with you from start to finish. From the initial conversation, Pre-approval, and finding the appropriate program, through close of the transaction and opening the doors to your new home.
It's good to start with the basics.
Are you looking to...
Buy a new home
As you're looking to purchase property, we can help guide you through - that’s where Citizens Financial comes in.
Take the first step by getting pre-approved
Refinance an existing loan
We assist you to achieve growth by carefully planning a financial plan.
Calculate a lower mortgage rate & payment
Citizens Financial is a mortgage company with a greater purpose: to serve those who serve us.
Whether you're great with money and are looking to refinance your home or business, or if you're just getting ready to purchase your first home, Citizens Financial is here to serve you.
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