Citizens Financial is
"The Badges Broker"
We serve all Californians but have a unique focus on working with Public Servants - Peace Officers, Firefighters, Educators, and Healthcare Professionals.
We have access to the most-competive rates for Home Loans and provide exceptional personal service.
Review our loan programs Get Pre-approved now
Citizens Financial is a focused local mortgage company offering financial advice
and management to Homeowners.
Purchase Home Loan Options
As you're looking to purchase property, we can help guide you through - that’s where Citizens Financial comes in.
Calculate a lower mortgage rate & payment
Refinance Loan Options
We assist you to achieve growth by carefully planning a financial plan.
Take the first step by getting pre-approved
Working with Citizens Financial
We help make home loans simple.
Start the conversation
We’ll connect you with your dedicated loan officer who will review your options and help you throughout the process.
Learn moreApply for a Loan
Once you're connected with your dedicated loan officer, we will work with you to align your purchase/refinance goals with the appropriate product.
Get pre-approvedWelcome Home
We will work with you from start to finish. From the initial conversation, Pre-approval, and finding the appropriate program, through close of the transaction and opening the doors to your new home.
Reach higher
Citizens Financial provides mortgages with a personal attentiveness only a niche broker can provide.
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